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When you're healthy, you're probably not thinking about coping with a critical illness. But that may be the best time to consider the impact an illness could have on you, your family and your finances.
When you own a Critical Illness Insurance plan, you have comfort in protection with:
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a lump sum cash benefit to spend as you choose
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freedom to make choices
regarding your treatment, care and recovery
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financial independence during
a difficult time.
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preservation of your
investments
There is a wide range of Canadian insurance companies who offer a critical illness policy. The terms and conditions will vary from company to company, but the following ailments are insurable by virtually all insurers.
| Heart Attack | Stroke |
| Coronary Bypass Surgery
| Breast Cancer
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| Prostate Cancer
| Other life threatening cancer
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| Multiple Sclerosis
| Parkinson's Disease
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| Kidney Failure
| Paralysis/Paraplegia
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| Major Organ Transplant
| Severe Burns
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| Aorta Graft Surgery
| Balloon Angioplasty
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| Benign Brain Tumor
| Blindness in both eyes
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| Coma
| Coronary Artery Disease
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| Heart Valve Surgery
| HIV through Blood Transfusion
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| Pre Senile Dementia (Alzheimer's)
| HIV Medical Profession
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| HIV Assault with Needle
| Loss of Hearing
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| Loss of Independent Existence
| Loss of Limb
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As not all critical illness policies are the same, it is important to seek out professional advice and guidance in choosing your policy. I can help.
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